Tuesday, December 25, 2012

Services

Heartland Mutual Insurance offers a variety of property casualty insurance products primarily designed to meet the needs of those residing in the State of Minnesota.

We offer dwelling fire & wind at actual cash value or replacement on homeowners, rentals, farms, and large Ag Confinement Buildings. We also offer liability coverage through Grinnell Mutual.

  • Loss Prevention
    • Property Inspections
    • Claim Adjusting
  • Farm Owners and Farm Liability
  • Homeowners and Personal Liability
  • Dwelling Owners
  • Island Marine
  • Renters and Condo Owner's

Products

  • Dwellings (ACV coverage to Replacement Cost)
  • Mobile Homes
  • Manufactured Homes
  • Seasonal Homes / Cabins
  • Dwellings under construction
  • Theft of Building Materials
  • Coverage C - Personal Property (ACV, Rental, Replacement Cost)
  • Farm Outbuildings and Structures (Barns, Cribs, Machine Sheds, Silo)
  • Garages
  • Grain Bins / Drying Bins
  • Ag Confinements (Hog or Cattle - NO Poultry)
  • Comprehensive Coverage for Outbuildings (snow load, vehicle)
  • Farm Personal Property
  • Blanket Coverage
  • Cab Glass
  • Suffocation of Animals
  • Blizzard Coverage for Livestock
  • Peak Season - Grain, Livestock or Seed Held for Sale
  • ATV (Farm Use Only)
  • Farm Interruption Coverage
  • Outside Wiring
  • Water pumps & submersibles
  • Sewer & Drain Coverage
  • Refrigerated Products
  • Earthquake
  • Satellite Dishes / Antenna's
  • Business Property
  • Tennant Improvements
  • Vacant Property

Inland Marine Products

  • Antiques and Collectors Items (With and Without Breakage)
  • Bicycles
  • Boats & Motors
  • Cameras & Accessories
  • Camper Trailers & Equipment
  • Cellular / Mobile Phones & Hand Held Radios
  • Coin Collections
  • Computers (Home and Business)
  • Docks and Lifts
  • Fine Arts & Collectables (With or Without Breakage)
  • Furs
  • Golf Carts and Trailers
  • Golf Equipment
  • Guns & Sporting Goods
  • Hearing Aids
  • Jewelry
  • Medical Equipment
  • Musical Instruments
  • Office Equipment in Home
  • Radio Repeater / Tower
  • Saddles, Bridles & Tack Equipment
  • SCUBA Diving Gear
  • Silverware
  • Stamp Collections
  • Survey Equipment
  • Tools (With or Without Theft from Vehicle)